Mutual Funds have proven to be one of the most effective tools for long-term wealth creation. The real power of compounding is best experienced when one stays invested for 10 years or more, and today, we look at five mutual fund schemes that turned ₹1 lakh into more than ₹5 lakhs in the last 10 years.
These schemes have consistently rewarded patient investors, even through volatile periods, market corrections, and global uncertainties. As your investment partner, my goal is to help you identify such funds and stay committed through market cycles.
Let’s take a closer look at these 5 high-performing Mutual Fund schemes:
- Category: Small Cap
- 10-Year CAGR: 20.2%
- ₹1 Lakh Grew To: ₹6.48 Lakhs
- Ideal Investment Horizon: 7+ years
- Risk Level: High
Why It Performed Well:
This fund has a strong record of identifying growing small companies early and staying invested through their expansion phases. It focuses on scalable businesses with solid management and strong earnings potential.
Key Highlights:
- Diversified across multiple emerging sectors
- Strong alpha generation over time
- Focus on bottom-up stock picking
2. Quant Small Cap Fund
- Category: Small Cap
- 10-Year CAGR: 25.6%
- ₹1 Lakh Grew To: ₹9.76 Lakhs
- Ideal Investment Horizon: 7–10 years
- Risk Level: Very High
Why It Performed Well:
This fund follows a tactical investment style, rotating across sectors based on market cycles, momentum, and liquidity trends. Its aggressive strategy has helped capture rallies more effectively.
Key Highlights:
- Unique macro-driven investment model
- High sector and stock turnover
- Timely entry into outperforming themes
3. Mirae Asset Emerging Bluechip Fund
- Category: Large & Mid Cap
- 10-Year CAGR: 18.1%
- ₹1 Lakh Grew To: ₹5.28 Lakhs
- Ideal Investment Horizon: 5+ years
- Risk Level: Moderate to High
Why It Performed Well:
This fund offers a balanced approach by investing in both established large caps and high-growth mid caps. It focuses on quality companies with growth visibility.
Key Highlights:
- Consistent performance across market phases
- Strong banking and IT exposure
- Good track record of downside protection
4. Canara Robeco Emerging Equities Fund
- Category: Large & Mid Cap
- 10-Year CAGR: 17.7%
- ₹1 Lakh Grew To: ₹5.06 Lakhs
- Ideal Investment Horizon: 5+ years
- Risk Level: Moderate
Why It Performed Well:
This fund follows a disciplined, conservative approach focused on high-quality businesses with strong financials and governance. It maintains a lower-risk profile while still delivering strong returns.
Key Highlights:
- Focus on quality mid-sized companies
- Low churn, long-term conviction
- Suitable for conservative growth seekers
5. Axis Midcap Fund
- Category: Mid Cap
- 10-Year CAGR: ~17.5%
- ₹1 Lakh Grew To: ~₹5.00 Lakhs
- Ideal Investment Horizon: 5–7 years
- Risk Level: Moderate
Why It Performed Well:
This fund invests in fundamentally strong mid-sized companies with sound management, steady cash flows, and competitive advantages. Its cautious, quality-first approach helped limit downside during corrections.
Key Highlights:
- High-quality midcap bias
- Strong focus on risk-adjusted returns
- Less volatile than aggressive peers
| Mutual Fund Name | Category | 10-Year CAGR | ₹1L Grew To | Risk Level |
|---|---|---|---|---|
| Quant Small Cap Fund | Small Cap | 25.6% | ₹9.76 Lakhs | Very High |
| Nippon India Small Cap Fund | Small Cap | 20.2% | ₹6.48 Lakhs | High |
| Mirae Asset Emerging Bluechip Fund | Large & Mid Cap | 18.1% | ₹5.28 Lakhs | Moderate-High |
| Canara Robeco Emerging Equities Fund | Large & Mid Cap | 17.7% | ₹5.06 Lakhs | Moderate |
| Axis Midcap Fund | Mid Cap | 17.5% | ₹5.00 Lakhs | Moderate |
Key Takeaways for Investors
- Long-term investing works: Staying invested for 10 years can generate significant wealth.
- Not all equity funds are the same: Understand fund categories and match them with your goals.
- SIP + Patience = Success: Volatility can be managed with SIPs and a disciplined approach.
- Professional Advice Matters: As your advisor, I help you choose the right funds and stay the course.
Final Thoughts
All five funds discussed here have outperformed inflation, bank deposits, and even many real estate investments over the last decade. The lesson is simple — start early, invest consistently, and stay invested.
Let’s build a custom portfolio aligned with your financial goals. Whether you’re saving for retirement, children’s education, or wealth creation, mutual funds can help — and I’m here to guide you every step of the way.
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